CORDIS Project
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This research program explores consumer debt management behaviors, identifying biases and heuristics that lead to suboptimal decisions. It aims to enhance understanding of debt management processes and develop strategies for consumers to improve their repayment practices.
Managing a debt portfolio requires complex decision making and is particularly challenging in the current climate of economic instability.
Faced with various debts and diverse interest rates, consumers must decide the amount to allocate and the order in which to settle their debts.
Issues of debt management also impact financial institutions such as banks and credit companies who need to understand how their borrowers prioritize their payments to be able to estimate the probability that their lo…
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