CORDIS Project
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The Big Data Score project aims to improve credit scoring by utilizing social media and online behavior data to assess individuals' creditworthiness. This innovative approach seeks to provide lenders with more accurate predictions of payment behavior, particularly for underserved demographics.
The problem:
Credit Losses on Banks’ Loan Portfolios - Youngsters and 2nd generation immigrants still have difficulty in obtaining credit.The solution:
Our credit scoring model called Big Data Score assesses the credit quality of people and accurately predicts their payment behaviour based on data from social media (Facebook) and internet browsing behaviour.
Objectives of the overall innovation project: 1)Bring the present Technology Readiness from level 7 to 9.2)Provide the system with complet…
Partner organizations (coordinator is shown above), with normalized type and CORDIS activity type. Guests see up to 4 partners.
Estonia, TALLINN
Type: SME
Activity type: Private for-profit entities (excluding Higher or Secondary Education Establishments)
SME: Yes
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